Going cashless is becoming the norm for consumers. People aren’t carrying cash like they used to. And the evolution of technology means consumers have more choices when it comes to how they pay. So what does that mean for small businesses, especially businesses on the go?
Mobile credit card readers are the perfect solution for on-the-go payments. You can accept both EMV and magstripe cards, while some readers also accept NFC apps like Apple Pay. Whether you’re using a mobile card reader with your phone or a terminal, mobile readers for small businesses can streamline the entire payment process. Here are some factors to consider while looking for a mobile reader:
Can You Accept EMV and NFC?
A good mobile reader should have the ability to accept both EMV cards and NFC payment. Customers have more options when it comes to how they pay. Accepting payment besides cash increases your business’ cash flow. Mobile swipers like the Chipper 2X BT connect via bluetooth, so you can accept and manage payments from an app. These readers are great if you often work outside of a typical brick-and-mortar store.
Is it Reliable?
Mobile readers need to be secure and reliable. All businesses that handle cardholder data must be PCI compliant and your mobile payments need to be compliant as well. Non-compliance results in fines anywhere starting from $5,000 up to $100,000 a month. If you use a mobile payment app with your mobile card reader, it must be PCI compliant. Fattmerchant uses tokenization and encryption all the way to settlement. Whether you key-in information or use a card reader, your data is secure.
Can You Connect Over 3G and WiFi?
Poor connectivity and technical issues slow down check out and cause long lines. Connecting your reader multiple ways can be an insurance policy against those issues. The Dejavoo Z1 and Z9 are both wireless, so you can take them on the go and connect over WiFi or 3G to prevent long lines from forming. They’re a perfect solution for busy times of day at stores, or if you have a pop-up stand event.
Are There Extra Features Without Extra Costs?
Extra features on your mobile reader shouldn’t cost an arm and a leg while giving flexibility to how you do business. The Dejavoo Z1 reader can email customers their receipt, while the Dejavoo Z9 offers a built-in receipt printer. The Chipper mobile swipers connect via bluetooth for mobile payments. A good mobile reader should offer useful features to make mobile payments easier.
Choosing the best mobile readers for small businesses boils down to capabilities and functionality. Along with those features, your credit card processor must support mobile payments. Fattmerchant’s mobile solutions are fully integrated. You can track, manage, and accept payment from wherever you are. And as a Level 1 PCI compliant service provider, the highest level of compliance available, you can be confident that your data is secure. Our transparent pricing means you don’t pay extra for payment processing – without a contract. And our unbeatable customer support will be there to ensure your success.