We provide merchants with the payment processing solutions they need to help their business grow.


Rates & Pricing

No Hidden Fees. No Contracts. Just Savings.

How We're Different - Traditional merchant service providers make their money by charging you unnecessary fees.

What is Interchange? - Interchange is the rates set by the credit card companies themselves. Every card has a different rate associated with it so interchange rates vary from 0.05% to 3.1%. Everyone has to pay interchange regardless of size or volume.

Simple, Transparent Pricing - Our pricing is simple and transparent so you know exactly what you are paying for each month. Every subscription provides businesses access to the direct cost of interchange, saving our members thousands.

Solutions for Every Business

EMV Terminals - EMV terminals already programmed to accept chip cards and Apple/Samsung Pay. Perfect for retail locations and brick and mortar stores.

Fattmerchant Payments Online - Sends invoices, tokenize and store customer information, set up recurring billing, and more. Perfect for service businesses.

Online Shopping Cart - Quickly and easily set up an online shopping cart for your eCommerce store. We can even integrate into your existing one.

Integrations - Fattmerchant is able to integrate into 99% of hardware and software. Meaning you keep processing just as you always have but with Fattmerchant's 0% markups and real-human, out of this world service.

Our Promise To You

Fattmerchant believes that businesses of all sizes deserve to have the tools to be successful. At Fattmerchant, that means access to the direct cost of processing, cutting-edge technology, and world-class member experience.

Simple, Transparent Pricing - With Fattmerchant, your merchant services bill will only ever be comprised of 3 things:

  • Fattmerchant Monthly Membership
  • Direct-cost Interchange
  • Flat-rate processing as low as 6ยข/transaction

Outstanding Customer Service - Fattmerchant's customer service team goes above and beyond for every member of Fattmerchant. When you have a question, you call our office right here in Orlando, Florida and you immediately have a real-life human's voice to the phone.

Cutting Edge Technology - Fattmerchant believes that in order to process as efficiently as possible, merchants need the most up to date equipment and technology. We provide our members with only the best and Fattmerchant's in-house technology team has created the most user-friendly and powerful online payment platform on the market.

Pre-programmed EMV terminals to accept chip cards and Apple/Samsung Pay. Perfect for brick-and-mortar stores.

Online Payments

Send invoices, tokenize customer information, set up recurring billing and more. Perfect for service businesses.

Integrate into your existing hardware or software and keep processing just as you always have.


Easily set up an online shopping cart for your e-commerce store. We can even integrate into your existing one!

Shopping Carts


Simple, Transparent Pricing - Know what you're paying and why every month. No added fees. No headaches.

No Contracts - We believe in earning your business every day, so we never require contracts or charge early termination fees.

Processing Solutions for Every Business - From physical and virtual terminals to shopping carts, integrations and API's, we've got a solution to cover your business.

24/7 Customer Support - Our award-winning, real-human customer support ensures you are always taken care of 24/7.

See Why Thousands Have Switched

- Craig Miller's Field House

"We use Aloha here at Craig Miller's Field House and the integration was seamless, the funds hit the bank on schedule and it was actually an improvement over what we had before."

- Avenue Event Group

"The team over at Fattmerchant is unlike any other credit card processor we have ever worked with. They are incredibly attentive to our every need and get things done quickly. Combine that with saving a ton of money in processing fees and it's a complete no-brainer."

"Fattmerchant has delivered on every promise. I'm saving 40% a month and can't believe it. Invoices make sense and I know exactly what I'm being charged for. They have great online reporting tools which my old processor did not offer and, on top of that, they have the best customer service I have ever dealt with. The people in the office are enthusiastic about what they are doing and respond to my emails within minutes (nearly impossible with my old processor). This company is legit!"

- Damico's Coffee

Ready to Find Out What You Could Be Saving?

Let's Get Started

Better Payment Processing With 0% Markup

 Low rates for online, in-person, and mobile payments help 
save our members up to 40% in processing fees.

Trusted by over 7,000 merchants nationwide.

Schedule your FREE no obligation savings analysis today:

Fattmerchant only provides credit card processing services to established businesses. Please DO NOT submit this form if you are not a business.